Rene Felipe Viloria
Loan Officer
By Referral Only® means I invest 100% of my time delivering first class service to my customers. As a result, my valued customers, suppliers, and friends refer their friends and family members, co-workers, neighbors and other people they know to me for advice on any aspect of mortgage financing. I am interested in building strong, lasting, lifelong relationships, one person at a time.
Bio:
I have been in the financial industry for more than 10 years and during that time I have helped hundreds of satisfied clients buy, refinance and save their home from foreclosure. 90% of my business is referrals from friends, family, business associates and people in the community.
I am not a bank. I am a loan consultant. Unlike banks, my specialty is home loans. Our computer network searches through 436 home loan programs throughout the United States to find the best home loan programs (we use AI technology). This allows me to find the very best loan to meet your personal objectives – be it low interest rate, low monthly payment or low down payment.
Phone: (561) 247-4192
NMLS#: 2035411
License: FL
Spoken Language: Spanish, English
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 199 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
199+
Number of Lenders
8788+
1388+
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rene Viloria was very patient, dealing with my 91 year-old mother-in-law who is also hard-of hearing. He explained all of the vagaries of a reverse mortgage loan, listened to our concerns and answered all of our questions. Great Job!
Rene Viloria was absolutely amazing! He helped us through the process and explained everything well. I highly recommend the company and especially using Mr. Viloria
Rene Viloria was excellent. He communicates clearly, has a good sense of humor, and more important for my wife and I, he is bilingual. My wife is a native Spanish speaker, and this help immensely.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.